I am planning on getting a secured loan for myself (re-building) and my wife (building). I have $500, and am going to put it into a CD (5.05%), the loan at (8.05%). How much of a difference will I see if I use $1000 instead of $500? and Should I go for 6 months or 1 year? I am trying to get the highest FICO and reestablished credit out of this loan. I am hoping I can refinance my car after about 9 perfect payments on this loan, the car loan and my Cap1 card. Everything else will be about 3 years old (repo, unless I can get it off!) Dustin
