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Discussion in 'Credit Talk' started by len, Apr 23, 2001.
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Most places don't do credit checks, but a few will. Depends on the place. My local bank does, but my credit union does not.
I guess some places can deny you a secured loan, but it is not very likely. Probably less than a 1% chance. Ask the bank where you want to get a secured loan. They should be able to answer these questions, and give you some good figures (interest rates, etc). : )
Hope this helps a little.
Some credit unions don't, but I think most banks do. Some even also check ChexSystems before they will let you open a CD.