I have a collections account that was originally with HSBC that got sold off to Palisades Collection. This account eventually made it to a CA/Law Firm within jurisdiction to pursue me legally. I didn't know much about the process at the time and just went with it and have been paying them monthly for almost a year now. To be honest, I attempted to DV them in the beginning and they didn't do much more than show me an account number. I digress on the DV part, I'll let LL fight with Palisades on that. Here's the question though...I have this same HSBC item listed 3 different times, not including the judgment on my report, and one of them is listed as a "MEDICAL" item. Is it possible to turn around and tell the CA that I am no longer paying them anything due to the damage that their client, Palisades, has done to my credit report and demand something? I don't know. This doesn't seem right, fair, or within reporting guidelines for one single account. What would I have to do at this juncture? Can the FDCPA help me despite my judgment? Any advice is appreciated!