Can anyone give me some advice on how to pick a credit watching service where I can monitor my reports from all three CA's and get scores included? I know the three Big CA's have their own services but do they monitor other CA's reports other than thier own. I don't want to pay 50-60 dollars a year for the monitoring of only one report because mine tend to vary so much. Thanks. Diane
Diane, I don't think there is an actual monitoring service for 3 in 1 reports, unless you consider the Equifax 3 in 1 report, but that is just a one time montioring...not a continous. Many sites will let you pull a 3 in 1, I think freecreditreport.com and QSpace do, but be very careful because most of this information is outdated and the CRAs will not accept the reports because they are not that CRAs actual report (if that makes any sense). The only thing I would suggest is to subscribe to Creditwatch (Equifax) which is $69.95 a year and Creditexpert (Experian) which is $79.95 a year. TU does not have one, as of yet. It is very expensive, but well worth it in my opinion. Hope this helps. Dani PS Sometimes Creditwatch offers a discount, a couple months ago they were offering the service at $24.95 which is a great deal; instead of the original $69.95/yr.
Thanks for the info. I think that is a nitch someone should fill. It would be so convienent to be able to have continuous monitoring for for all three reports with scores. Equifax should consider that because I have seen their 3-in-one demo and I like the way it is set up so you can see how one account differs from other on each report.
A monitoring service? Are you kidding? Transunion can't even afford decent printers. Hey TU, Windows '95 called... to make fun of you for being old and crappy.
LOL thanks for the laugh. That is probably why I cannot seem to get any report online from them although they advertise that you can.
