I'm self-employed and want a Golden One Credit union auto loan either lease or to buy. I can't prove up my income tho' b/c I'm showing a loss for 2003. Do you think I may qualify? My scores: Exp 691 TU 688 Eq 654
With an EXP of that score, and assuming your auto score is close to that, I can tell you that at Toyota, you would fall into Tier 2, which is about 6% for a loan. P.S. A little known fact (shhhh) is that Toyota does not require proof of income for your Tier level. Find that Accord at a Toyota dealer, as they use Exp. If you need help, you can send me details on any car and I will be happy to find out what you should pay for it (wholesale value + $500 is always a great offer).
Thank you. I was turned down yesterday from Eloan so I thought I was not going to be eligible for any car loan. This helps!
