Heres what happened. I had a car loan that I was 2 months past due. I made arrangements to sell the car back to the dealership and pay the rest off with cash. First there was a check mailed to the loan company in the amount of 10,000 which made the loan current and then some until the car dealer cut the loan company a check for the rest of the money. Then a man came to my door about 4 days later to give me a Summons for Replevin. I told him that it current and also had 10 more months of "credit" given ahead of time. He then told me that the bank will drop this case. Then 4 days after I was served the dealer sent in the check and was confirmed by me calling the bank to make sure the loan is at 0. In fack they sent me a check for 40 bucks that was overpaid. Today I just got a letter from the clerk of courts that I had a judment had been made against me to repo my car and pay courts costs. LOL 1 the car is sold by the dealership already. 2 Its paid off with a 0 balance Is there anything i can do to reverse the judgement since there is nothing the bank could do. Should I call a lawyer?
I'm not the legal expert here (ontrack and others seem good at stuff like that too ), but this is what I'd do.....but then hopefully he'll chime in. Can you contact the finance company/bank, or the car dealership and see what's up? Whoever put that judgment there is gotta be the one that can get rid of it...and I'd see about makin a fuss about it hurting your credit. See if you can get somethin in writing from somebody.... I know you said the bank can't help - but can the person that does the car financing there help? Good lucks 2 u!
