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Discussion in 'Credit Talk' started by jsever, Jul 3, 2001.
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Why don't you just dispute it and see what happens. It's only 53.00. You never know it may get deleted !
"Waking up out of a credit nigtmare"
Thanks for reply - as I noted, this was verified by one CRA already. Ticks me off! Where do I go from there without contacting the collection agency, which from where I am is an expensive long distance call.
I love replying to my own post! Anyway, this collection is the only difference between my Equifax and Experian reports. My fico score difference between these two is about 65 points! The CRAs claim that a collection is the most damaging thing on credit reports.
You need to ask the collection agency for verification of the debt. If they can't verify it by absolute proof, then they must remove.
Why not asking the collection agency for a validation and seeing if you can back them off.
Also ask for CRA proof of verification. That way you'll know for sure who they talked with (or didn't). Odds are they didn't even bother verifying.