DH has a repo from Nissan Motor on his reports. I've tried disputing through the 3 CRAs, but it has come back disputed with all 3. Honestly, I don't know that the amount they state he owes is the true amount. He was a few months away from paying in full (it was a lease) and they're claiming he owes $8000.00. I'm supposing this is for early termination fees? The lease was through NY. Unfortunately their SOL is 6 years. Should I ask them to send us proof that we owe that much? Or just go ahead and settle, hoping they'll go easy on us? Is $2000 a fair offer?
