Hello! I sent a validation letter to Discover and they validated my husbands old account (ARRRGH). The ballance is about $2200.00 and it's about 5 years old. I want to offer $1000 in exchange for deletion or changing to a positive tradeline. Does anyone have a sample letter or some advice on the verbage I should use when I send the letter?? I want to send an attachment that they have to send back agreeing to the terms, also. Any advice??? Shanna
Maybe you can piece something together to fit your situaton. Here's a thread I found: Debt Settlement letter and another Advice on settlement letter
