i have used the search function on this board to get settlement letters but I could not find any.I have $800 in collections and willing to pay but nobody wants to delete. They all say they can not do that but they can mark it as paid collection.Please tell me if there is a letter I can fax them to try and get them to delete with payment. I have disputed ask for proof and they always verfiy. I need 60 pts to get my loan...So give me some advice