I have a CC that I let get away from me and it has been bouncing around collections for a couple years and I ended up getting a settlement letter from the OC for 50 percent. This OC has been known to sue so I'm going to take advantage of it. Has anyone had success settling and then getting the acct off of a credit report by disputing after settling? I've heard that after settlement the OC might not want to keep verifying an acct.
OC still does. I see this as the best situation possible. Also, they are reporting the DOLA wrong a couple years in my favor. I had thought of just ignoring them and hoping that it just falls off this way, however I don't want to push my luck. I figure if I settle and they still report the DOLA wrong I'm in good shape. I just don't want them to really take a look at the account.
