I have an account from each of them, they do not report to the ca's unless you go past due on them. I though I paid them before I moved, obviously I didn't. I disputed twice through the cb's and they all came back verified. I sent them validation letters ( My mistake, they did not go certified) after about 45 days I received a letter saying they were looking into the accounts since I did not order the items, I never said that so have no idea where that came from. If I could get these two items and three Beneficial accounts off my reports, I would have a fighting chance of getting a house. Has anyone ever dealt with these companies on charge-offs? They also do Swiss Colony and a few others.
