I remember when everyone was applying for State Farm..how long until you can call and check status? They DID pull Experian for me as did JC Penney. Am I likely to get either with 669 score? NO negs. MBNA pulled both TU and Experian, but thankfully both are clean. Will that 669 prohibit me from getting MBNA? I was denied Old Navy and Shell/Citibank last month. I wonder if either or both will do a reconsideration? They pulled Experian and it's NOW clean!! I have 3 inquiries now (MBNA, JCP and State Farm) and don't want to burn another one. I have 3 inquiries on TU (MBNA, Generations Bank and Bank of America) and don't want to apply for anything else with them. I applied for First USA and don't see it on either of these, so they must have pulled EQ...automatic denial!! Still waiting for Chase's reconsideration decision I will be done applying until I'm 50 if I get half these cards
Christi, I'm just curious why you would apply for a FUSA card? I've heard a lot of bad things about them. Not to mention, I think, but not positive, they use 2 cycle billing for apr.
I thought First USA was a prime card. They offer 9.9% fixed on their Platinum card. Ender got a 25K limit so I thought I would try
