I took your advice and went to the American Express Home Page and applied for insurance through them. My State Farm polocy was $650.00 for 6 months, my policy with AMEX is only going to be $710 for a full year. There was a notice on one of the pages about the Fair Credit Act, but I do not think they checked our credit, the screens continued until I had purchased a policy online, I then called the 1-800 number they gave and asked them 10 times if they were sure I would have coverage, they kept saying yes, I would. Thank you very much, you have saved me almost $600 a year and I cannot believe how cheap they are. I am off to cancel my State Farm policy, they even gave me a temp. policy I printed off to use. Thank you Thank you Thank you!!!! (I am still hoping that nothing tragic happens and they deny me anyway)
You are sooooo very welcome. I've been extremely pleased with Amex Prop and Casualty. Never a problem. And cheap cheap cheap. When I got my first car, my insurance was under my mom and she had AAA. She had the multi-car discount and it was STILL $2000 a year. I called Amex and they quoted me like $1000. I said, "For me?" At the time, I was 24. So I asked what it would be like if I was 25. It dropped another $300! So I waited for a few months and switched. Been there every since...going on 3 years! Congrats and good luck!
