I first starting checking into my credit in late July and disputing regularly in September. Here are my results so far.... TU 9/01 1 public record 8 negitives 11 possitive 12 inqs 12/01 1 public record 5 negatives 9 possitive 1 inqs 1/02 1 public record 3 negatives 11 possitive 2 inqs EX 5/01 1 public record 5 negs 10 pos 10 inqs 9/01 1 public record 7 negs 12 pos 12 inqs 1/02 1 public record 3 neg 12 pos 4 inqs EQ 7/01 1 public record 3 collections 4 negs 13 pos 9/01 1 public record 3 coll 4 neg 12 pos 12/01 1 public record 5 coll (2 are duplicates) 1 neg 16 pos
If an account has a long standing R1 status, but was 90 days late, does that make the account negative?
I used Bkevs method on both EX and TU. On a couple of the inqs it took 2 disputes but they disappeared. TU under company name I copied and pasted exactly what was on my report. under account number I copied and pasted the date from on my report. I checked the other box and wrote never applied for credit-delete. EX I used CE. requested an investigation sain no knowledge of inquiry and checked the other box and wrote the same as above. Have not figured out EQ yet.....
Here is one of the threads about it. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&pgnum=1&postid=103096#post103096
