I just paid of 4 different CC balances ($6000) in the middle of March. All negative trade lines. Only one of the cards has reported a $0 balance. My mortgage is going to the lender in 3 weeks. Is there a way to get these people to report? I have tried calling them and they all say they report in 30-60 days and can't give me a definitive date. Any help would be greatly appreciated.
When push comes to shove I will have them fax me a letter stating the balence. But, at this point I am fighting two battles. The short hall is my mortgage, just a couple points on EQ or TU could save me $4000 in my down payment. Hence the reason I want my $0 balences. I may get those couple points. The long hall is completely repairing my credit. Yes, charlie, they have been disputed. But as Psychdoc says, it is my debt, I screwed up, I owe the money. I will pay all my debts. Then it will be easier to have the negs removed.
This is another major problem with both The CRAs and Fico. Their information and the score is always out dated.
