Hey!! Got a question--I had a cable modem with ATT broadband. Before I moved out of WA state, I turned the box in and they told me that I had a 0 balance. Then all of a sudden I see Gulfstate on my credit report, so I called them. They said they don't have my acct any more and it is with Sherman Aquisitions, they said they just sold the acct last weekend (Feb. 15, 2002), So I called Sherman Aquisitions I don't have the cable box anymore, that it was already turned in to the cable company-they told me to dispute it with them (ATT cable company with sold to comcast)--Now keep in mind, neither one of the companies (Gulfstate/Sherman) have sent me anything in the mail or tried to contact me by phone (I understand they are the same company) It is reported on my c.r. by both companies: Gulfstate Date opened/Reported Since 7-2001/8-2001 Date of Status/Last reported 9-2001/12-2002 Balance 154 as of 12-2002 Scheduled to continue until 10-2005 Original Creditor ATT broadband LLC Sherman Aquisitions Date opened/Reported Since 10-2002/12-2002 Date of Status/Last Reported 12-2002/12-2002 Credit limit or original amount $154 Recent Balance $169 as of 12-2002 Scheduled to continue until 9-2005 Original Creditor OSI/Gulfstate ATT broadband Purchased from OSI Why are they both showing on my c.r with different amounts and different drop-off dates. Is there anything I can sue for (like not contacting me)--what if they didn't have my right address and phone number, because we moved out of state. I gave my forwarding address to ATT broadband (original creditor) Thanks alot!!!!
I'd make the both of them prove the debt. Seems to me to be much better than continual arguments over who took the cat to the vet and where is that durn cat.. (LOL)
OR AT LEAST THREATEN TO SUE SO I CAN GET THEM TO TAKE THIS OFF MY CREDIT REPORT (the sad thing is, this is really a legitimate wrong reporting--i turned the cable modem in before i left washington state)
Before you can sue you have to establish beyond any shadow of a doubt that somebody is guilty of some wrong doing. It seems to me that so far you are the only one who thinks they have done something wrong but I doubt that you have proof enough. I tend to think you may need just a bit more evidence. Remember that he who is the plaintiff is supposed to have to prove his case.
I have a receipt from ATT broadband the date I turned it in November 2001, when I was moving---when I disconnected the service saying that I turned it in and I have a zero balance, isn't this enough--They are collecting on a debt that shouldn't be a debt or in collections. The OC gave me my prove that I need, I thought
That is good enough for a start. Now you need to demand validation of the debt and see if they will be able to validate it or not. If they do claim to have validated it then you will have ground for a suit. Chances are that the demand for validation will come back clearing the matter up and get them to admit their error. If they still demand the money after you demanded validation then you would have plenty of reason to sue them
THank you so much for your input--you are very helpful-on all my posts!!! I appreciate all your expertise and insight
1*CAN I SUE????????? 2*the sad thing is, this is really a legitimate wrong reporting-- denise1020 ^^^^^^^^^^^^^^^^^^^^^^^ 1*If you approach it rite and follow the correct steps. 2*The sad thing is they are screwing millions like this every day. The END ****************
That is good enough for a start. bbauer ==================== What if they actually do validate -Then what? The END ************************* LB 59
Lets see now then!! I post something giving the answer and then you ask me for the answer to the question that I answered in the quote you quoted. I guess the answer to that is to quote the quote that quoted the quote. errrrrr something like that anyway. The END ************************* bbauer Get the point?
Personally I think requesting validation is a waste of thirty days. You have the proof the account was paid so just send a letter demanding the offending entries be removed. If they refuse to do so just sue their ass. One letter, 2 weeks and they either remove it or suffer the consequenses. Gib
You may be right, Gib but there has got to be a zillion posts on this board alone that would lead one to believe that just paying the bill don't get it off so it seems to me that this would be likely to turn out to be the same unless something is done to give them extra reason to get away from the deal entirely, bad marks and all. Sometimes these things work out to be a case of more than one approach to any given problem as we all know for sure. And sometimes there isn't really any way to tell which approach is the better one until after its too late. Its sort of like the joke about the most popular people at the race track. Woulda Coulda Shouda I wish I hada I oughta and on and on
