sherman aquisitions/osi/sprint

I have two collection accounts on my credit bureaus from sherman acq that list the oc as osi/gulf state credit. i have sent a validation letter to sherm with no response and have disputed both to experian (twice) which verified both times.

i have no earthly idea what debt they are trying to collect and don't know the next step. i have a 15 day with threat to sue waiting beside me, but i wanted to get advice on what to do next.

thanks!

duke

 

thanks delilah,

should i go ahead and send the 15 to sherman? or wait and send a validation letter to osi?

i've heard they are pretty much the same company, just under different names....

 

sounds familiar. my wife had gulf states list something that was bogus from at&t for $47 last year. that was much easier to deal with (i talked them into it over the phone!) than this with sherman.

i think after reading the estoppel letter, im going to try sending that. i sent them the validation letter on 2/13 with them signing the green card on 2/19. so that will fall in there perfect.

keep you posted.......


thanks

 

lbrown,

isn't the estoppel letter an ITS? if i send that one, should i get ready to sue? i don't really have faith in sherm sending anything back that is valid

 

and also,

should i send them a copy of the Engelhardt v Gravens case?

heres one more thing: do i actually sign the letter or just print my name?

 

Re: Re: sherman aquisitions/osi/sprint

check this out from experian.


SHERMAN ACQUISITION

Address:
PO BOX 740281
HOUSTON, TX 77274
Account Number:
10112....
Original Creditor:
OSI/GULF STATE SPRINT COMMUNIC

Status:
Collection account. $180 past due as of 12-2002.
Status Details:
This account is scheduled to continue on record until 8-2003.

Date Opened:
10/2002 Type:
Installment
Reported Since:
12/2002 Terms:
1 Months
Date of Status:
12/2002 Monthly Payment:
$0
Last Reported:
12/2002 Responsibility:
Individual

Credit Limit/Original Amount:
$156
High Balance:
NA
Recent Balance:
$180 as of 12/2002
Recent Payment:
$0

Account History:
Collection as of 12-2002



SHERMAN ACQUISITION

Address:
PO BOX 740281
HOUSTON, TX 77274
Account Number:
10112....
Original Creditor:
OSI/GULF STATE SPRINT COMMUNIC

Status:
Collection account. $284 past due as of 12-2002.
Status Details:
This account is scheduled to continue on record until 9-2003.

Date Opened:
10/2002 Type:
Installment
Reported Since:
12/2002 Terms:
1 Months
Date of Status:
12/2002 Monthly Payment:
$0
Last Reported:
12/2002 Responsibility:
Individual

Credit Limit/Original Amount:
$245
High Balance:
NA
Recent Balance:
$284 as of 12/2002
Recent Payment:
$0

Account History:
Collection as of 12-2002