Will be catching up here but have to report that I did get the standard $200 automotic increase with Getsmart and the $1000 increase as well. Ok, I shouldn't have paid the $99 for it but I did...I'm still pretty happy. Haven't done credit stuff since before the attacks..just haven't been up to it. On another note, I have received the copy of my lease and the final walk through. If you all remember, our landlord before we owned the house has been trying to rip us off ugly. His "walk-through" (he never showed up for requested ones) was a huge help since everythign said Good on it (duh)! I know there's more stuff but I'll post this and get to reading about others here!