Let me start off by thanking you guys. Without CreditNet, I would NOT have the scores needed to even think about buying a house. Where would you guys start? I'm looking for a 30-year conventional, 0% down. My numbers: 681 Ex 682 Eq 764 TU Annual income $42K CC Debt $6704, $201/mo Car Payment $142/mo The property: Single-family detached, $95,020 Appraises for over $105,000 So far I've gotten quotes for 5.75% and 5.875%. Should I run with these, or keep looking?