I currently have two revolving accounts open; one is Associates Student Visa and the AMEX Green charge card. On my Visa card my CL is $2,050 and I have had it for 30 months. They have given me increases in the past but I have never called to ask for an increase. My current balance is $365. I am planning on using my Visa card some more before the statement ends. Shall I call to get a Credit increase if they don't pull a Hard Inq? I was thinking this so my utilization stays low as well. I don't think I'll be using the Associates Visa card too much after this month since I got AMEX, I'm just waiting to get Blue. Thanks.
