I am about to pay off an installment loan that has NEVER reported on any credit reports. They told me that if I want, they will report the loan as "PAID IN FULL", with the correct origination date (2+ years ago). Will this help or hurt my score??? (they aren't going to report any late pays, or any month-by-month payment history, just that its origination date and its pay off date.) Stephen EX FACO (PLUS) 707 TU FICO 730 EQ FICO 699