Thanks for the advice so far guys. I wish to start on 2 accounts and I need some guidance as to how to go about it. 1. Pioneer military lending opened 12/99 180 days late Paid more than scheduled payment for over a year now,never late open/current/was past due 180 days There was some ugly conversations at the beginning, considering they would call my First Sargent EVERY day. Haven't spoken to them in a year Should I call them and ask for a goodwill adjustment? Should I write a goodwill or go another route? 2. Rome Financial opened 03/99 Have made current payments over a year/never late I now owe them $65 and this will be paid next month open/current/was a collection They still send me promotions through the mail to buy more stuff Same questions as above. Sorry to bother anyone, But I am nervious, being this is my 1st effort to get anything removed. Thanks
Before you do anything. Read the FAQ for Newbies and then read it again. Be sure to read PsychDoc's credit primer. Have you done this yet? It's an excellent place to start.
