I am in the process of suing First Premier. I would close the account, but i'm worried that if I do they will UDF and bullseye the CRA's with the history of the account. I have sucessfuly removed the account from TU and EFX, Ony EXP is being a PITA. I'm also worried that if I dont close the account, they will pull my credit report and see that I have had the accounts removed by EFX and TU. If I close the account then they cant 1) pull my credit 2) put the account/derogs back on the report. Catch my quagmire? Any help is appreciated.