RFSI <---anyone have any clue who this is? Account Number: XXXXXXX Acct Type: Revolving Charge Account Acct Status: Open Monthly Payment: $0 Date Open: Dec, 1991 Balance: $0 Terms: Revolving High Balance: $745 Limit: N/A Past Due: $0 Remarks: N/A Payment Status: Current It only shows on EX. I can not tell if this is hurting or helping my scores. In my PG credit summary it says: Record ID Record Type Equifax Name Experian Name TransUnion Name Impact on Scores 27 Credit account - RFSI (#889****) - Moderate Is moderate impact on score a good or bad thing? The summary is pretty vague.
I don't know what the moderate thing is. But what I'm reading is a 12 yr old TL with no negatives. It doesn't get much better than that! (Don't know WHO it is - you might call the CRA and ask.)
I called the CRA they do not know what RFSI stands for either. The phone number the CRA gave me is no longer in service, and I googled the PO Box address and it now belongs to Reeds Jewlery. I am thinking this my washer and dryer from when I was on the Navy. This was a bad trade line at one time. It looks like over the years it turned in to a good one.
