hey if i pay about $4,000 on my credit cards I would have all of them almost paid off ... would it be wise to get a loan and pay them all off, then work on paying the loan off as quickly as possible? my scores are around 650 for the bureaus .... do you think that could qualify me for a personal loan? i also want to get a car loan soon so would paid off credit cards with an installmen loan look better? or would the loan hurt my chances of getting a car loan? thanks! tboy
