I've already sent in a dispute form for a few items on my Experian report. Now I'm waiting to hear something back form them. I've acquired a secured visa from my CU and a visa classic from Orchard. Should I apply for a secured loan from my CU, or just wait and hang on to just the two cards? I figured while I have the money I should try to get as much positive credit as possible. Just wanted to check for feedback first.
A secured loan will give you a good credit mix. I would do it if you can afford it. Pay at least 6 months before you pay it off though.
