I have a car loan listed from 2001 that is paid off on 2005, but the last payment is listed as 30 day late. I was going to try and see if they would remove this by sending a goodwill letter to them, but was wondering if this might be helping me because it is one of my older accounts, and the account is not listed under the good accounts. The company is Citizens Financial. Any advice.
You can discuss this with them and may be they consider your request by checking your previous records.