Should i send a C&D?

Discussion in 'Credit Talk' started by too_poor, Jul 17, 2002.

  1. too_poor

    too_poor Well-Known Member

    I have a collection account on my CR dated 11/2001 that Iâ??ve never received any mail from. Back in April, they left a message on my answering machine one day and 3 days later called my sonâ??s home and left a message telling me to call their 800# and they also left the reference number. My son lives in another state and Iâ??m not sure from what he said if they knew he was my son â?? they may have been calling everyone in the phone book with my last name and leaving the same message. He called on a Sunday, so I called them and left a message to only contact me by mail in the future. They have not left messages since. I have not sent them CRRR, since they never sent me any mail. I know the CA listed on the CR called because I found their 800# listed on a website.

    My husband also has one collection account listed with the same CA, dated 4/2002 and weâ??ve never received a call or letter about it.

    Should I send them a C&D letter, even though theyâ??ve never contacted us? Or should I just be patient and wait to see if they turn them back to the OC?
     

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