in december, the collection agent sent me a letter asking for $600. a week later, the collection agent sent me a letter then asking for $1200. i sent a validation letter at the end of december. the collection agent finally at the end of february sent me: several one of statements from the original credit showing a balance of $800 dollars. my guess is that the difference between the statement and the collection agent's letter is interest. i'm think that i should go ahead and pay the $800 and ask that they remove the bad debt from my credit report. any ideas?
If you can get them to settle for payment for deletion that is always the best bet. However remember that if the OC is reporting also that will NOT come off, only the CA tradeline will.
