I've used NCER (National Credti Review) or ICR Services for the past year. They were able to remove an average of 506 TL on each CRA. I just read and article that they went through a FTC Settlement. My 1 year contract is up and they are calling me to update my address. (I have moved addresses and have not update my address with them) Should I continue to use their service or use the techiques here on Creditnet? I feel as though I may have messed up the process as I've already sent validation letters directly to the CRA and not to the collection or CA directly (That's they way the NCER works). Is it too late to send validation letters to those creditors on my credit report? Thanks in advance!
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