My bk is discharged 1 year ago and I do have some accounts which says transfered and a couple which says sold and they are all reporting 30,60 days late. Is it illegal to report the late payments if the accounts are SOLD/TRANSFERED. How do I dispute this, should I say incorrect status? My home mortgage account was bought by another company and they told me that previous mortgage company should not report anything. thanks
Accounts that were included in the BK cannot be sold, transferred, etc. The debts no longer exists. Its okay for the previous mortgage co to report as long as the report a 0 balance.
