Show I pay-off or carry balanc

Discussion in 'Credit Talk' started by KC, Jan 3, 2001.

  1. KC

    KC Guest

    I just got my first credit card from house hold bank . $2000.00 limit
    Let say I spend $400.00 this month.
    Should I pay full amount next months or pay $300.00 ( carry balance of $100.00)
    Which will be reflecte better credit ?
  2. Doug

    Doug Well-Known Member

    RE: Show I pay-off or carry ba

    With first and only credit card Pay it in Full, you will have useage every month, why pay finance charges. If you purchase a large item at say $1925, pay the most you can. This shows you can handle a larger credit line after 9 months. Never go over your limit and pay more than the minimum with on time payments. Household as a free bill pay drafted from your current checking account.

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