I recently made the big move from the one man operation to being part of a national lender with a commercial location. I am still kind of the loaner type (hehe reading that to myself I have to chuckle) and I don't get much interaction with my *cough* peers. So today was the big "sales" meeting and I went into the conference room with all of the suit and ties (hey, I wore a nice sweater!) and was introduced by the area manager. So here I was, corperate mortgage central and among the brightest people you'd ever want to meet in mortgage. We went over Profit and Loss, subsidizing values, Servicing Values, and several little conversations on how it was hard for people to get back into the swing of things again because of the trip to Mexico or the Bahammas and how they were spending all of that magical "refi boom money". So after the meeting there was a hand that rose and one of the MANAGERS for a new branch location said, "hey, I have a client coming into this office in about 30 minutes and they want to do a construction loan........is there anyway you can fill me in so I don't sound like I don't know what I am doing when they get here?"..............as a couple more people chimmed in that they wanted to get some help too for some of their meeting that were happening this week I shook my head and just wondered to myself how many of the people that obtained mortgages this year got advice from someone that got prepped on a certain loan or brushed up on a few guidelines before they came into the office. Don't get me wrong, there are more good mortgage guys out there then bad but sometimes it just amazes me how much faith people put in guys like me and how little we sometimes really know. If we put half of the effort into your mortgages as you guys do on your credit ...............it's 4am I'm bushed, see you guys later.
