Hello, I have read through many posts on writing letters and such and typing the name at the end. I did what was suggested and am now dealing with a collections agency that will not respond to any letters unless they are signed. Since this is my fiance's debt technically they cannot talk to me unless he gives authorization which he did in an unsigned letter. Just wondering if there is any advice out there before I go ahead and have my fiance sign this letter and then is shows up elsewhere. Thanks
That's a judgment call that you and your fiance will have to make. There's really no foolproof way to ensure that a signature is or is not fake; lifting it from one document and Photoshoping it onto another is so simple a child could do it (including removing all the white space around your lines and rendering it on a plotter to simulate ink pressure). The question is how far an untrustworthy company will go, and how strong the benefit of a signature is to you. In a standard DV letter, for example, I would say "don't sign it". If they refuse to honor an unsigned DV, I would argue that the FDCPA doesn't say the notice has to be signed. But in something like this, where the CA can be exposed to liability for revealing details on someone else's account, their lawyers may be telling them not to reveal information without a signature in case it goes to court.
is your spouse trying to give authorization so that you may speak on his behalf over the phone? are you writing letters on his behalf? ive always liked a paper trail and dont like talking over the phone.
