Mr. Miller was very nice but said he couldn't give me very much, and I informed him of the fact that some erroneous info had been removed and I have updated reports. He asked me to fax them to him. I didn't have the TU report so I waited and when my TU report came back Mr. Miller was on Vacation so I was put in touch with Mr. Cook. Well I faxed in the Experian report (one neg left) and my clean TU report, and just got a call back from Mr Miller (must be back from vacation). Said he got the updates and was able to extend me the maximum he could do in one increase ($1000) and then he would do another $300 in a couple weeks when he could add another. $1300 increase via PF, and this board's help! Mr. Miller and Mr. Cook scored big in my book! Thanks for the help everyone. -Dave PS I intend to use PF to send a letter of positive feedback to Cap1. I'm sure they need as much of that from PF as they can get. I encourage all who have benefited from PF to use them for positive feedback too.