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Discussion in 'Credit Talk' started by linzzie, Jun 8, 2001.
Hope this is of use to someone!
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The Smart Loan isn't new actually. I consolidated my student loans in 95 using the Smart Loan. It's good if the interest you are being charged is equal or higher but may not be great if your interest on existing loans is lower that 8.25.
Also, if you have the payment taken directly out of your account, you qualify for a 1/4% interest reduction. It's not great, but it's pretty good.
By the way, I've never had a problem with Sallie Mae and the program.