Hi all, I know some people are happy about this, but I for one am pretty peeved. The Sallie Mae tradelines on TU, that have been supressed for something like 6-7 months, are now back and as bad as they wanna be. Two chargeoffs- permanently assigned to the gov't (I am in a rehab program and paying these). Now, my question is...Would this be considered reinsertion on TU's part? I'm leaning towards no because: 1- They were never deleted because of a dispute of mine. 2- They technically never "left" my report- I could still see them but no one else could. I'm racking my brain trying to think of a way make these go away. From what I understand, SM will not remove the negs even after I finish my rehab with the new servicer(s). Thoughts?
I wish I could offer some help but I'm in the same boat with SunTrust bank. I had student loans through them, defaulted, rehabbed with a new lender yet they are still showing on 2 of my CRs. I have a letter in to them and will let you know as soon as I find out where I stand. The wording of the Higher Education Act (section on loan rehabbing) sounds like SunTrust (and Sally Mae in your case) should cease the negative reporting upon rehabilitation. We'll see what they do! I sent them a goodwill letter, citing the HEA, and will post the letter if all goes well. Good luck!
