Well I signed up for the 30 day trial for equifax and my scores went up after my disputes were in place and now they are done and the scores dropped a little but are still 644/623 if I can pay for deletion get a couple Collections off there are only 2 I could get that off and have them go up more, anyway my question is they do reflect an accurate score? I am pretty sure they were in the 500's 581/521 to be exact. I am waiting for the updated to come in the mail. I need to decided if I want to keep the creditwatch from equifax or go to experian, but they don't give an accurate score anyway. Well I tried the 3 in 1 with freecreditprofile.com I think it was kinda gave me where I was at with all 3. I still have to dispute with TU Experians are up the 30 of March I have seen 2 verified already and one delted my score went up 2 points. I guess I just want the most accurate for my money so I am not steered wrong. Thanks guys for your help...