I had recently shaken a CA and then I get this letter today. What should I do?!?!?!?! P.O. Box 484848 Norfolk, VA 26540 ADDRESS SERVICE REQUESTED October 31,2003 NumbSkull 1313 Mocking Bird Lane Anytown Usa 555555 C. Sucker Associates, LLC We're giving debt collection i good name. BALANCE: $8397.69 ACCTNO.: 842424242424242424 ORIGINAL, CREDITOR: MATTEL COMPANIES Co..ksuckers POBOX 12914 NORFOLK VA 23541 METRIS COMPANIES Account: 84242424242424242242424242Dear Numbskull: C. Sucker Associates, LLC has concluded it's investigation of your dispute and is purging your account from it's files and removing it's tradeline from your name with the major credit reporting bureaus. Should you have any questions or concerns, I can be reached by FAX at 1-555-555-1212. Sincerely yours, C. Sucker Dispute Manager Your account is now owned by PRA C. Suckers. PRA C. Suckers is a separate, wholly owned subsidiary of C. SUCKER ASSOCIATES, L.L.C., AND C. SUCKER ASSOCIATES, L.L.C. acts as manager on behalf of PRA C. Suckers in connection with the collection of this account. This letter is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. See Back For Important Information
The pertinent part appears to be the deletion... Some CA's have a form inclusion that "We've purchased the account and are the new owners of the account.", etc... Which appears to be the reason for the appearingly contradictory statements...
Re: Re: So mad I could Spit!!!!! From what you posted my guess is no. As mentioned above many CAs add a mini-miranda statement and that appears to be the contradiction. To be safe you could send a validation letter or wait to see if anything shows up.
