Should I have my mother add me as AU to her accounts or not, since I am delinquent with the same companies. I tried to get them to let me rehab the accounts and they wouldn't do it. I know that will be my biggest problem, even if I get rid of all the old stuff, I will have 2 Capital One's and an Aria that are all recently late and probably will get charged off.....geez i sure F'd up this time. christi ps sorry for saying f'd up, but i have a feeling i'm gonna have a LONG wait to get out this mess!!
I am not sure of other banks conditions. When I recently added my husband to my Amex account I was told he could not receive the card if he had ever been delinquent with them in the past, he hadn't but they told me their policy. I am not sure if that is all creditors policies or not. Mom