I have a toy card Cap1 (300).What effect if any does it have on your CR if you sock drawer it or is it better to maybe charge a tank of gas per month and pay it off.I don't need cap1,just want the trade line.Thanks
As long as the fees are not ridiculous, and it has been opened for less than three years I would stick it in the sock drawer. tix
Charge something every few months, or they could close it for inactivity. You know, a tank of gas, a cup of Starbucks, or something. Pay it off every month, though.