Ok, I have a large debt (13000) that has been charged off. The debt went bad July 01. A company purchased it and handed it to a lawyer. The lawyer has now sent me a settlement for 60%. I would like to take this and make payments for about 1.5 yrs to pay it off so I dont get sued. If I start paying the attorney, does this reset the SOL and/or does it reset the time it will fall off my report? I find it weird they want to settle and not sue, but I suspect they looked at my report and see how bad my situation IS so they figure I may file ch 7. Thanks
