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Discussion in 'Credit Talk' started by John Smith, Mar 31, 2001.
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Don't worry about what shows up on your credit report in terms of the real SOL. In Cali it's 4 years for a written contract and all that matters is when the account first went 30 days with no payment made ever again. If you last made a payment in 1995 then you are in the clear and they can not sue you although they can try to collect and report to the CRA's. Sounds like it's time for you to start your validation proccess.