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Discussion in 'Credit Talk' started by cg, Aug 18, 2000.
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Go to this web page (go to the middle):
For New York State:
For oral agreements its: 6 years
For written contracts its: 6 years
For promisary notes its: 6 years
For open ended accounts its: 4 years
This is the period that they can go after you in court.
The credit reporting agencies report bad debts for seven years, bankruptcy for ten years, un-paid student loans forever (until paid, then seven years from payoff date), and tax leins forever (until paid, then seven years from payoff date).
Read the wep page I mentioned. It will be very helpful.
thanks bkonner, i'll do just that!i just thought it was strange to start calling me after all this time. i very much appreciate this,