http://www.leg.state.fl.us/Statutes...e&Search_String=&URL=Ch0095/SEC11.HTM&Title=->2000->Ch0095->Section%2011 I have a few questions for the lawyers out there. 1. What exactly is a "written instument", the UCC is silent 2. Can't find anything at the Applate level to bring into court. What resources are available to me to find some case law. I can't believe that no one has raised this issue before. 3. Other web sites say SOL on "Open Accounts" in Florida is 4 years..based on what?