Ok, don't laugh at me because I truly do not know about this whole SOL thing... I know..or believe that you start the countdown accoring to the last date of activity on the account, right? But what state to you count according to? The state you currently reside in? The state you lived in when you opened the account? The state the the creditor or collection agency is housed in? Help.
The SOL goes by the state you live in currently. The SOL starts on the date of last activity. In some states, the date of last activity can be an oral promise to pay so be careful.
