Have cc in State 1, lived there for 4 years... I now live in State 3 (with a short stint in State 2 in there). Whose SOL do I use?? And, it is from the date of delinquency, right? Just for info..I'm guessing as this is all news to me, this is actually the trolls, er ex-husband's acct...he filed bankruptcy...now visiting me. I have no clue if I was an AU or not..guess I'll find out As always, thanks!