SOL to expire but I got a Collection letter

Discussion in 'General Lounge' started by Tomm19325, Jul 18, 2009.

  1. Tomm19325

    Tomm19325 Active Member

    I need help! Any assistance would be appreciated.

    I received a bill from T-Mobile back in August 2005 for about $500. I disputed it and offered to pay $200. T-Mobile never accepted the offer.

    For over 3 and a half years afterwards, I received notices from 5 different collection agencies who attempted to collect on this alleged debt. I disputed the debt with each and every collection agency and, therefore, they never were able to put the alleged debt on my credit report.

    Although T-Mobile never contacted me after August 2005 when they issued their last bill, and they instead had 5 different collection agencies contact me, now all of a sudden, in July 2009, they sent me the same bill from August 2005! My questions are:

    1. Can T-Mobile still pursue this debt given that over a 3 and a half year period, they apparently authorized 5 different collection agencies to pursue this matter?

    2. Apparently, in California, the Statute of Limitation for written contracts and open-ended contracts is 4 years. So, I believe the Statute of Limitation on this matter will run out in about a month or so. Should I ignore T-Mobile since the Statute of Limitation is about to run out? Or should I respond? I think if I respond that would â??reactivateâ? the dispute, and reset the Statute of Limitation clock plus renew the 7 year period they could possibly put this on my credit report. Am I mistaken about this?

    Any advice and help would be deeply appreciated! Thank you!

    Tom
     

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