hello guys. I have a sol question. i live in florida had an amex account that listed on my CR as charged off with date of last activity 12/96, however i was still making payments to a CA from 1998 to may of 2004. I stop that after i found this site and nco started that crap. question is can i still be sued by amex or any other Ca? i will be sending a validation letter to them monday.
Is it still on your credit reports? You did not "re-age" the account by paying after chargeoff. If you REALLY want to make sure you will not be harrassed in any way, you should opt out (directions on my website-linked below) and send the SOL letter from my website to any account that charged off over 4 years ago.
thanks WHYCHAT, this account is no longer on my CR as of 4/30/2004. so should a send the SOL letter instead of the validation letter.
